since 3/2005
Company Platinum - health plan for employees in Latin America and the Caribbean
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
dental and medical insurance plans
España - seguros médicos - pero ¿cuál?
Health and dental insurance - Spain
International health, medical and travel insurance cover
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Patrocinadores - América Latina y el Caribe
Sanitas - health insurance (Spain)
Teachers - international health cover (Spain)
www.e-healthinsuranceservices.com
International health insurance:
It'll never happen to me!
Case studies... Spain
| Problem | Solution | Cost implications of case (covered by insurance) |
| No
travel insurance
Incidental expenses because of extended visit |
Unplanned expenditure! | E111
form covered hospital expenses
approx 2000 euros |
In detail...
A couple were visiting some friends in Spain. The husband fell and seriously broke his leg and spent an initial 4 days in hospital.
Unfortunately the husband required another operation and a further 15 days admitted to hospital. These medical costs were covered by the E111.
The problems:
* not speaking Spanish, it was not always possible to communicate problems (what's the Spanish for bed-pan? )
The solution:
* the host family was able to organise family and friends so that someone was in hospital for most of the time
* the couple felt that it was necessary to reimburse certain incidental expenses (eg travel, meals, mobile 'phone calls etc)
* a wheelchair
* crutches
* 4 'plane tickets (3 for the husband's leg, still in plaster)
* private ambulances to the airport in Spain (and from the UK airport to the couple's home city)
How might travel insurance have helped?
For quotes, more information and agent assistance - Contact me!
| agent contact details | dmh@e-consultas.com | |||
| Ask for a quote! | dmh@e-consultas.com | |||
| Health insurance product information (individuals) |
|
|||
| Travel insurance | BUPA travel insurance |